Are you checking out homes, falling in love with that sticker price, and wondering, “ Can I swing this? ” Let’s talk about the real story behind what you can afford: interest rates. Here’s what you need to know, because affordability goes way beyond the listing price. Interest rates are the game changers. They’re the difference between your dream home and something that might pinch every month. Right now, interest rates have become the talk of every buyer’s journey, but many still overlook their true impact. Let’s dig into how these rates are making or breaking budgets and how you can still find your way into the home you want. How Do Interest Rates Impact Your Payment? When interest rates are low, your monthly payment on that $400,000 home is friendlier on the wallet. When rates creep up, so does that payment. In fact, just a one-percent change can add hundreds to what you pay every month. And over the life of a loan? We’re talking thousands. Tip: Focus on Your Mont...